Ke ʻimi nei ka poʻe ma ka honua holoʻokoʻa i nā haʻawina paʻakikī no nā makuahine hoʻokahi a me kahi ala e hiki ai iā lākou ke komo iā lākou i mea e ola ai i nā manawa paʻakikī e noho aliʻi nei i kēia manawa.
ʻO nā haʻawina he mau kōkua kālā i hāʻawi ʻia e ka hapa nui o ke aupuni (hiki i nā hui pilikino / nā kānaka ke hāʻawi pū kekahi) e kōkua i ka poʻe haʻahaʻa loaʻa. Akā, ma mua o ka hoʻopaʻa inoa ʻana i kekahi o kēia mau haʻawina, aia kekahi mau nīnau e nīnau pinepine ʻia e nā makuahine hoʻokahi e pili ana i nā mea e pili ana i nā haʻawina a pehea e noi ai no kahi haʻawina e mau nei.
E pane mākou i kēlā mau nīnau ma kēia ʻatikala.
E like me ka nui o nā haʻawina i helu ʻia ma ʻaneʻi e pili ana i ke aupuni US, ʻaʻole ia he manaʻo ʻaʻole i loaʻa kēlā mau haʻawina i ko mākou mau ʻāina. Hana lākou a hāʻawi ʻia i kekahi inoa ʻē aʻe ma ia mau ʻāina.
Eia kekahi, ʻo ka noi ʻana a i ʻole ka pōmaikaʻi ʻana mai nā haʻawina ʻaʻole wale ke koho i loaʻa no nā makuahine hoʻokahi i nā hihia pili kālā. Aia nā koho ʻē aʻe i hiki iā lākou ke koho mai a e papa inoa mākou i kēia mau koho i kēia ʻatikala.
Table of Contents
Nā nīnau i nīnau pinepine ʻia e pili ana i nā hāʻawi paʻakikī no nā makuahine hoʻokahi
1. Ma hea e loaʻa ai iaʻu ke kōkua ma ke ʻano he makuahine hoʻokahi?
Hiki iā ʻoe ke noi no nā haʻawina kālā Federal i loaʻa a me nā haʻawina kūloko ʻē aʻe. Kōkua kēia mau haʻawina iā ʻoe e uku i kāu mau bila a mālama i kekahi kālā ma kāu ʻauhau.
2. Pehea inā ʻaʻole wau e ʻae i nā haʻawina?
Inā ʻaʻole ʻoe e ʻae ʻia i nā haʻawina, ʻo ia hoʻi, aia ʻoe i waena o ka poʻe i loaʻa ka nui o ka loaʻa ʻana a i ʻole e loaʻa iā ʻoe ka "pono wale" no ka loaʻa ʻana o nā pono e like me nā peʻa meaʻai akā "ʻuʻuku loa" e ola i kēlā me kēia mahina.
Inā hāʻule ʻoe i kekahi o kēia mau ʻano, hiki iā ʻoe, inā pilikia ke kālā, e hoʻokaʻaʻike i kāu mau hale pule, nā hui. nā hui aloha a me nā hui kaiaulu e ʻike inā hiki iā lākou ke hāʻawi i kekahi ʻano kōkua manawaleʻa.
Kāhea i ka 2-1-1 no ke kōkua me ka meaʻai, ka hale noho, ka hana, ka mālama ola kino, ka ʻōlelo aʻo, a i ʻole i kēlā me kēia manawa āu e makemake ai i ke kōkua no ka uku ʻana i kāu mau pili hiki ke koho maikaʻi e hoʻohana. E ʻoluʻolu e hoʻomaopopo, loaʻa ka lawelawe 2-1-1 24/7.
Eia kekahi, ʻo ka hapa nui o kēia mau haʻawina aupuni no nā makuahine hoʻokahi he manawa pōkole, no laila ʻaʻole maikaʻi ka hilinaʻi ʻana iā lākou wale nō - akā, e hoʻāʻo e lilo iā ʻoe iho i hiki iā ʻoe ke kākoʻo i kou ʻohana iā ʻoe iho.
3. Hiki i ka Māmā hoʻokahi ke kōkua me ka mālama lā?
Hiki i nā makuahine hoʻokahi ke loaʻa ke kōkua me ka hoʻohana ʻana i ka polokalamu Child and Dependent Care Credit he hōʻaiʻē ʻauhau e loaʻa iā ʻoe ma kāu hoʻihoʻi ʻauhau kālā federal.
Kōkua ka Child Care Access Means Parents in School Program (CCAMPIS) i nā makuahine hoʻokahi e ʻimi nei i ka hoʻonaʻauao a pono i nā lawelawe mālama keiki.
4. Pehea e hiki ai i kekahi ke noi no ke kālā
ʻO ka mea mua, pono ʻoe e ʻike inā kūpono ʻoe i kēia haʻawina āu e makemake ai e noi. ʻO ka mea e pono ai e pili ana i kou ʻohana a i ʻole kou kūlana kālā pilikino.
Ke hoʻokō ʻoe i ke kūlana kālā i koi ʻia, a laila pono paha e nānā ʻia ke kūlana o ka noho ʻana. ʻOi aku ka palekana o ka ʻimi ʻana i nā haʻawina i loaʻa ma ka mokuʻāina āu e noho nei.
Inā hoʻokō ʻoe i nā koi āpau, a laila pono ʻoe e hahai i ke kaʻina hana i helu ʻia ma ka palapala noi. Hiki iā ʻoe ke loaʻa mai ka pūnaewele mana o ka hāʻawi a i ʻole ke keʻena kūloko.
Ka papa inoa o nā haʻawina paʻakikī no nā makuahine hoʻokahi
1. ʻO Federal Pell Grant
ʻO ka Pell Grant ka papahana kōkua haumāna nui loa o ʻAmelika. Hāʻawi ia i nā haʻawina a hiki i $ 6,495 i nā haumāna pono e hele i ke kulanui.
Hāʻawi kēia hāʻawi kālā i nā makuahine hoʻokahi o ka loaʻa kālā liʻiliʻi i ka manawa e "hoʻi i ke kula" a komo hou i ka ʻoihana. ʻAʻole pono ʻoe e uku i kēia kālā no ka mea manuahi.
ʻO ka hana mua e hana ai i ka noi ʻana i kahi Pell Grant ʻo ia ka hoʻopiha ʻana i kahi noi manuahi no ke kōkua haumāna Federal (FAFA). ʻO ka lā palena no ka hoʻouna ʻana ʻo Iune 30 i kēlā me kēia makahiki a i ʻole ma mua o ʻOkakopa 1 ma mua o ka makahiki āu e pono ai ke kōkua.
2. Hāʻawiʻo ka'Āpana Hoʻonaʻauao Kūlanaʻo Federal
Ua like kēia me ka Pell Grant, FSEOG e like me ka mea i kapa nui ʻia, he ʻano hāʻawi kālā i hāʻawi ʻia i nā haumāna me ka "makemake nui loa" no ke kōkua kālā e like me ka hoʻoholo ʻana e ka FAFSA.
Hāʻawi ʻia ka mea nui i ka poʻe me ka haʻahaʻa haʻahaʻa haʻahaʻa i manaʻo ʻia e ka ʻohana hāʻawi (EFC) a me ka poʻe i pōmaikaʻi a i ʻole e pōmaikaʻi nei iā Pell Grant.
Hiki i nā haumāna kūpono ke hāʻawi ʻia i nā haʻawina hoʻohui ma waena o $100 a me $4,000 i kēlā me kēia makahiki ma muli o ke koʻikoʻi o kā lākou pono a me ka loaʻa kālā.
3. Ka Haʻawina Haʻawina Hana Pekelala
ʻO ka Federal Work-Study (FWS) kahi papahana kōkua kālā i hāʻawi ʻia i nā haumāna makua hoʻokahi i ala e loaʻa kālā ai ma o ka hana ʻana i nā hana hapa manawa ma ka pā kula a i ʻole ma waho o ka pā kula, ʻo ka hapa nui ma kā lākou kula koho.
Hiki i kēia mau haumāna ke hana a hiki i 20 mau hola o ka pule a loaʻa iā lākou ka uku o kēlā me kēia mahina e pili ana i ka uku o ka hola, hiki iā lākou ke hoʻohana no nā koina hoʻonaʻauao.
Eia naʻe, e holo wale ana kēia koho inā loaʻa iā ʻoe (ka makua) ka liʻiliʻi o nā lilo ola a loaʻa i ka ʻohana ke kākoʻo e hoʻokō i nā pono mālama keiki.
4. Kōkua Kuikawa no nā ʻohana Needy (TANF)
He mea koʻikoʻi ka TANF o ka ʻupena palekana no nā ʻohana haʻahaʻa loa. ʻO kāna pahuhopu nui, ʻo ia ke kōkua i kēia ʻano ʻohana e hoʻokō pono iā lākou iho ma o ka hui pū ʻana o ke kōkua kālā pōkole a me nā manawa hana.
ʻElua ʻano o nā haʻawina TANF. ʻO lākou nā haʻawina "keiki-wale" a "ʻohana".
Hoʻolālā ʻia nā haʻawina keiki wale nō e noʻonoʻo i nā pono o ke keiki. ʻOi aku ka liʻiliʻi o kēia haʻawina ma mua o nā haʻawina ʻohana, ma kahi o $8 o ka lā no hoʻokahi keiki.
ʻO ke ʻano ʻelua o ka haʻawina TANF ʻo ia ka "haʻawina ʻohana. Manaʻo ka poʻe he nui kēia hāʻawi kālā maʻalahi loa e loaʻa.
Hāʻawi ia i kahi kālā liʻiliʻi i kēlā me kēia mahina no ka meaʻai, ka lole, ka hale a me nā mea pono ʻē aʻe - no ka manawa o 5 mau makahiki, ʻoiai he mau palena manawa pōkole ma nā mokuʻāina he nui.
ʻO ka makuahine hoʻokahi hana ʻole, me nā keiki ma lalo o 19 mau makahiki, hiki ke loaʻa i kēia haʻawina. Eia naʻe, koi ʻia ka mea loaʻa e komo i nā hana hana no ka liʻiliʻi o 20 mau hola i kēlā me kēia pule.
5. ʻO ka Loan Haumana Federal
No ka makuahine hoʻokahi e makemake ana i ke kōkua hou aʻe ma mua o ka hāʻawi ʻana iā Pell no ka hoʻi ʻana i ke kula, pono e noi no nā hōʻaiʻē haumāna - i kākoʻo ʻia a ʻaʻole kōkua. Hāʻawi pinepine ʻia lākou ma ke ʻano he ʻāpana o ka pūʻulu kōkua kālā.
ʻOiai ʻo kēia ka ʻano kōkua kālā liʻiliʻi loa, ʻae nā haumāna federal loan i ka makuahine hoʻokahi e hōʻaiʻē i ke kālā no ke kulanui ma nā kumukūʻai ʻoi aku ka haʻahaʻa ma mua o ka hapa nui o nā hōʻaiʻē pilikino. ʻO kahi pōmaikaʻi o kēia hōʻaiʻē he hiki iā ʻoe ke hoʻopaneʻe i ka uku ukupanee a hiki i kou puka ʻana.
E like me ka hapa nui o ke kōkua haumāna federal, pono ʻoe e noi mua no kahi Kākoʻo.
6. Kokua Kālā Hoʻololi (DCA)
Ua ʻike ʻia ʻo Diversion Cash Assistance (DCA), he Emergency Cash Assistance. Hāʻawi ia i nā kōkua ʻē aʻe no nā makuahine hoʻokahi i ka wā pilikia. ʻO ka maʻamau he uku hoʻokahi manawa ma kahi o nā pōmaikaʻi kālā hoʻonui.
Hiki i nā ʻohana i kūpono ke loaʻa i ka hāʻawi manawaleʻa a hiki i $1,000 no ka hoʻoponopono ʻana i kahi pilikia pilikia a i ʻole pilikia liʻiliʻi. Hiki ke ʻokoʻa kēia kālā ma muli o ke koʻikoʻi o ka pilikia kālā.
7. Polokalamu Kōkua Kōkua Hoʻohui Hou (SNAP)
ʻO ka pahuhopu o SNAP, i kapa mua ʻia ʻo ka papahana Food Stamp, ʻo ia ka hāʻawi ʻana i nā meaʻai kūpono a maikaʻi hoʻi i nā ʻohana nele, ʻo ka hapa nui o lākou he haʻahaʻa kālā.
No ka nui o nā ʻAmelika ʻilihune, ua lilo ʻo SNAP i ke ʻano o ke kōkua kālā loaʻa iā lākou.
Loaʻa kēia kōkua ma ke ʻano o kahi kāleka hōʻaiʻē (EBT) hiki i ka mea loaʻa ke hoʻohana e kūʻai i nā mea kūʻai ma kekahi hale kūʻai komo i loko o ko lākou mau wahi.
Loaʻa iā ʻoe ka pono e noi no ka Supplemental Nutrition Assistance Program (SNAP)? Pono ʻoe e kiʻi i kahi palapala āu e hoʻopiha ai a hoʻi i kahi keʻena SNAP kūloko, ma ke kino, ma ka leka, a ma ka fax.
8. Polokalamu Wahine, Nā Keiki a me nā Keiki (WIC)
ʻO WIC kahi papahana meaʻai kālā i kākoʻo ʻia e ke aupuni pekelala e hāʻawi ana i nā meaʻai olakino manuahi i nā wahine hāpai, nā makuahine hou a me nā keiki ma lalo o 5 mau makahiki, ka mea i "pilikia i ka meaʻai".
He polokalamu pōkole ia, me ka loaʻa ʻana o nā pōmaikaʻi i ka poʻe e loaʻa ana no ʻeono mahina a i hoʻokahi makahiki. Ma hope o ka hala ʻana o ka manawa, pono lākou e noi hou.
I loko o hoʻokahi mahina, loaʻa i nā wāhine i ka papahana he $11 i kēlā me kēia mahina no nā huaʻai hou a me nā mea kanu, aʻo nā keiki e loaʻa $9 i kēlā me kēia mahina.
Eia hou, he $105 hou no ka malama no ka makuahine hookahi o na keiki elua.
Hoʻoholo ʻia ka ʻae ʻia e ka pilikia o ka meaʻai a me nā loaʻa kālā i hāʻule ma lalo o 185% o ka pae ʻilihune akā ma ka hapa nui o nā mokuʻāina, e hāʻawi ʻia ka mea nui i ka poʻe e loaʻa iā TANF.
9. Polokalamu kōkua mālama keiki (CCAP)
Hāʻawi kālā piha ʻia kēia papahana e ka Child Care and Development Block Grant, CCAP. He polokalamu ia e hoʻokele mokuʻāina e kōkua i nā ʻohana haʻahaʻa e uku no ka mālama keiki ʻoiai e hana ana, e ʻimi ana i kahi hana a i ʻole hele i ke kula a i ʻole ke aʻo ʻana.
Pono nā ʻohana e loaʻa ana i ke kōkua mālama keiki e ka hapa nui o nā mokuʻāina e hāʻawi i kā lākou mau koina mālama keiki, e pili ana i kahi pālākiō hoʻoheheʻe i hoʻolālā ʻia e hoʻopaʻa i nā ʻohana i ʻoi aku ka nui o ka loaʻa kālā.
E ʻoluʻolu e ʻoluʻolu e ʻokoʻa nā alakaʻi kūpono mai kēlā me kēia mokuʻāina akā i ka nui o nā hihia, ʻaʻole pono e ʻoi aku kāu kālā ma mua o ka palena kālā i hoʻonohonoho ʻia e kou mokuʻāina noho.
10. Loaʻa ke kōkua o ke keiki i nā mākua ma ka papahana kula (CCAMPIS)
Eia kekahi hāʻawi paʻakikī ʻē aʻe i hiki mai ka ʻumi ma kā mākou papa inoa. ʻO ka Child Care Access Means Parents in School Program, ʻo ia wale nō ka papahana hāʻawi federal i hoʻolaʻa ʻia i ka hoʻolako ʻana i ka mālama keiki ma ka pā kula no nā mākua haʻahaʻa ma ke kula postsecondary.
Manaʻo ʻia ʻo CCAMPIS e kōkua i nā mākua haumāna haʻahaʻa e pono ai ke kōkua mālama keiki i mea e noho ai i ke kula a puka me ke kēkelē koleke. He nui nā mea noi no laila pono ʻoe e komo i kahi papa kali.
Noʻonoʻo ʻia nā noi no ke kōkua mālama keiki ma o ke kālā CCAMPIS ma muli o kēia: kūlana kūpono, loaʻa kālā, pono, nā kumuwaiwai, a me nā pae haʻawina ʻohana.
11. ʻO ka Keʻena Federal o ka Hale Kūʻai a me kahi Kūʻai Kūʻai (HUD)
ʻO kēia keʻena ke kuleana no ke kōkua hale ma o ka pauku 8 hale kūʻai hale, kahi papahana e kuhikuhi ʻia i nā poʻe haʻahaʻa loa. Hāʻawi nā keʻena hale aupuni kūloko i kēia mau palapala hōʻaiʻē i hoʻohana ʻia e kōkua i ka uku hoʻolimalima ma nā hale i kūpono i nā kūlana olakino a palekana.
ʻAʻole pono ka loaʻa kālā o nā mea noi ma mua o 50% o ka loaʻa kālā o ka home papa waena no ka wahi a lākou e makemake ai e noho. Eia naʻe, ʻo 75% o ka poʻe i loaʻa i ke kōkua he loaʻa kālā ʻaʻole i ʻoi aku ma mua o 30% o ka median wahi. No ka ʻike hou aku e pili ana i kēia haʻawina, e kelepona i kāu keʻena hale noho aupuni a i ʻole ke keʻena HUD kūloko.
12. Polokalamu Kōkua Kōkua Home Loaʻa Loaʻa Haahaa
He pilikia paha ke kumukūʻai hoʻohana i kekahi mau makuahine hoʻokahi. Akā, ʻaʻole ʻoe e hopohopo inā loaʻa iā ʻoe kēia pilikia no ka mea, ʻo ke kōkua haʻahaʻa haʻahaʻa home ikehu he papahana e hāʻawi i ke kākoʻo kālā no nā ʻohana haʻahaʻa haʻahaʻa.
ʻO kēia kākoʻo kālā he ʻāpana ia o ka bila pono o kēlā me kēia mahina i uku pololei ʻia i ka hui pono e kēia papahana. No laila hiki iā ʻoe ke noi no kēia haʻawina inā ʻaʻole ʻoi aku kāu kālā ma mua o 60% o ka loaʻa kālā.
13. Polokalamu ʻInikua olakino kamaliʻi
ʻO ka ʻinikua olakino no nā keiki kekahi hāʻawi paʻakikī i loaʻa e kōkua i nā makuahine hoʻokahi. Ma lalo o kēia papahana, e loaʻa i nā keiki i hoʻopaʻa ʻole ʻia a hiki i 19 mau makahiki ke ʻinikua olakino. Pono kēia polokalamu no ka poʻe hiki ʻole ke kūʻai i ka uhi pilikino. Aia i loko o kēia 'inikua kēia mau mea: ke kipa kauka, hoʻopaʻa ʻana, niho, a me ka hoʻomohala ʻana i nā maka. He manuahi loa kēia polokalamu a hiki i nā makuahine hoʻokahi ke noi no kēia papahana.
14. Polokalamu kōkua Weatherization
ʻO ke kōkua Weatherization kekahi papahana maikaʻi e kōkua i ka poʻe haʻahaʻa kālā, ma kēia hihia nā makuahine hoʻokahi. ʻOiaʻiʻo, emi ʻoe i ka ikehu no ka mea ke hilinaʻi nei ʻoe i ke kumu maoli o ka ikehu. Ma lalo o kēia papahana, ʻoi aku ka nui o ka poʻe ʻelemakule a me nā makuahine hoʻokahi me nā keiki. Ke emi kāu kālā ma lalo o 200% o ka laina ʻilihune, hiki iā ʻoe ke loaʻa i kēia kōkua.
15. 'Inikua Ola Ola no ka Po'e 'ilihune
He haʻahaʻa ka loaʻa kālā o nā makuahine hoʻokahi a ʻaʻole hiki iā lākou ke kūʻai i kekahi ʻinikua olakino. Ma kēia kūlana, hāʻawi kēia hāʻawi kālā i nā ʻohana haʻahaʻa a me nā makuahine hoʻokahi. ʻO Medicaid no ka poʻe ʻilihune loa a me ka poʻe ʻelemakule. No laila, hiki i kēia Medicaid ke koho maikaʻi ʻē aʻe no nā makuahine hoʻokahi e kiʻi i ke kōkua olakino me ka uku ʻole.
Hiki i nā makuahine hoʻokahi ke koho i ke kōkua kālā ma waho o nā haʻawina Federal
1. Kākoʻo keiki
Ma ke ʻano he makuahine hoʻokahi, ʻaʻole paha ʻoe e noʻonoʻo koke i ke kākoʻo keiki he kumu kōkua. No ka mea ʻo ka hapa nui o nā manawa, ʻaʻole kūlike nā uku a ʻaʻole loa. Akā, he kumu nui kēia o ke kōkua āu e ʻimi ai, no ka mea, ma ke ʻano he makuahine hoʻokahi, e pōmaikaʻi mai nā kumu kōkua aupuni ʻē aʻe. ʻO kēia kahi kūpono i ʻike ʻole ʻia e kēlā me kēia makuahine hoʻokahi.
ʻO kēia no ka mea makemake ke aupuni i kāna hoa kālā e hāʻawi kālā ma mua o ka hāʻawi ʻana i kekahi ʻano kōkua. ʻO kēia kekahi o nā kumu maikaʻi loa no ke kōkua kālā no nā makuahine hoʻokahi.
2. Nā hoa a me kaʻohana
I kēia manawa, ʻo ka ʻohana a me nā hoaaloha kekahi ʻano o ka poʻe pono ʻole e haʻalele ʻia i ka wā pilikia. Hiki paha iā lākou ke kōkua iā ʻoe e hoʻopau i kahi pilikia pōkole, e like me ka uku ʻana i ke kaʻa a i ʻole ka hoʻoponopono ʻana i ka hale me ka manaʻo ʻole a i ʻole ke kōkua ʻana iā ʻoe e mālama i kāu keiki i ka wā e lawe ana i kahi hana lua a i ʻole e hōʻemi ana i ka mālama keiki.
Inā e ola ana kou mau mākua, hiki iā lākou ke hāʻawi i kahi mālama keiki hou i ka wā hana no kekahi mau hola hou. Akā, hoʻopili kēia mau mea i ka pilina maikaʻi. Pono ʻoe e loaʻa kahi pilina maikaʻi me kou ʻohana a me kou mau hoaaloha i hiki iā lākou ke kōkua iā ʻoe i ka wā e pono ai ʻoe.
3. ʻO nā hui kaiaulu
ʻAʻole hiki iā mākou ke haʻalele i ka ʻoiaʻiʻo aia nā hui kaiaulu e like me nā hale pule kūloko, nā hui hoʻomana, a me nā NGO e hāʻawi i nā lawelawe i ka poʻe nele. Hiki iā ʻoe ke komo pū me lākou a hāʻawi paha lākou iā ʻoe i ke kōkua āu e pono ai a kuhikuhi iā ʻoe i nā lawelawe ʻē aʻe ma kou wahi. ʻO kēia kekahi o nā wahi e hiki ai i nā makuahine hoʻokahi ke koho i ke kōkua.
4. Pantries Meaʻai
ʻO kēia kahi kumu kōkua ʻē aʻe ʻo ka ʻoihana lako meaʻai kūloko. Ua kapa ʻia lākou ʻo "nā waihona meaʻai". ʻO ke ʻano o ka hana ʻana ma ka hāʻawi ʻana i nā meaʻai maʻamau e like me ka pasta, ka laiki, nā mea kanu hiki, a me kekahi mau hale lole.
ʻO ka manawa pinepine, ua kaupalena ʻia nā waihona meaʻai i nā waiwai palaho ʻole, akā hāʻawi pū kekahi i ka waiū a me nā hua. I ka wā hoʻomaha, hiki i nā hale ʻai meaʻai ke hāʻawi aku i nā turkey a i ʻole ka puaʻa hau.
Ke Hopena
ʻAʻole pono nā makuahine hoʻokahi e ʻeha i ka wā paʻakikī, no ka mea ʻo ia ka manawa e pono ai ke kōkua. ʻO ka mea pōmaikaʻi, aia nā haʻawina mai ke aupuni a mai nā poʻe pilikino a i ʻole nā hui i wehe ʻia no nā makuahine hoʻokahi. ʻO nā mea a pau āu e hana ai, ʻo ka ʻimi ʻana i kēia mau haʻawina a noi. Eia naʻe, mai poina e ʻimi i ke kōkua mai ka ʻohana a me nā hoaaloha pū kekahi.
