Isu tinenge tichitarisa mamwe anowanikwa amai vasina murume rubatsiro rwekugara mune ino chinyorwa paWorld Scholars Hub. Aya ma grants anowanikwa kubatsira vanaamai vasina varume mukuva nepekugara, uye kubvisa mutoro werendi pamapfudzi avo.
Tinoziva kuti panogona kunge paine mibvunzo yaungade kubvunza zvichibva pamhando idzi dzerubatsiro.
Muchinyorwa chino, takapindura mimwe yemibvunzo inowanzo bvunzwa pamusoro pezvipo zvedzimba zvevanaamai vasina varume, tichikupa mhinduro yakanakisa kwavari vese.
Zvakare, zivai kuti mari yedzimba handiyo chete inowanikwa kune vanaamai vasina varume sezvo kune mamwe rubatsiro rwekuomerwa izvo zvinogona kuwanikwa parutivi izvi.
Zviri Mukati
Mari yeMai Chipo kune Zvirongwa zveDzimba
Mari yekubhadhara yaamai vasina murume yekugara inowanikwa kumativi akasiyana. Hatina kunyora chete zvinowanzoitika asiwo zvirongwa zverubatsiro zvakakurumbira izvo zvichiri kuwanikwa kune vanaamai vasina murume. Chirongwa ichi chinopa rutsigiro rwerubatsiro uye dzimwe mhando dzerubatsiro rwedzimba kune vanaamai vasina murume nevamwe vanhu vane mari shoma.
1. Chirongwa cheFEMA Housing Grants For Single Mothers
Heino chirevo che FEMA; FEMA inomirira federal Emergency Management Agency uye inoshandira vanaamai vasina varume vachangodzingwa kana kubviswa misha yavo nenjodzi dzinongoitika dzoga dzakadai semafashamo, madutu, uye mhirizhonga yemudzimba. Hurumende inoita kuti vanaamai vasina varume vawane rubatsiro rwedzimba munguva dzavo dzechimbichimbi.
Pavanenge vachida rubatsiro rwemari yedzimba, vanaamai vasina murume vanogona kubata FEMA kuti vawane rubatsiro urwu. Mari yekupihwa inosiyana zvichienderana nekukurumidzira uye zvimwe zvinodiwa nehurumende. Kana vanaamai vasina varume varasikirwa nemba yavo, vanogona kunyorera rubatsiro rwekudzoreredza mafashamu kuti vadzoke mugwara pasi pechirongwa ichi.
2. Chirongwa cheHUD Housing Grants Kune Vanaamai Vasina Varoora
The HUD iDhipatimendi reDzimba neDzimba neUrban Development reUS rine zvirongwa zvakawanda zvevanhu vanotambira mari shoma. Kana vanaamai vasina murume vari kunetsekana nedzimba vanogona kuwana rubatsiro kubva kuchirongwa cheHUD. Bazi rehurumende iri rinopa mari kuhurumende pamwe nemasangano kuitira kuti vaone kuti vakwanisa kuvakira vanaamai vasina varume vanotambira mari shoma.
Vanaamai vasina varume vanokwanisa kuwana rubatsiro rwedzimba pese pavanenge vachida pekugara munguva dzavo dzechimbichimbi. Maitiro ekunyorera uye nyaya dzemari dzevanaamai vasina murume zvinoongororwa neHUD. Saka, uri kuda rubatsiro rwedzimba here? Bata hurumende yeko inoona nezvematambudziko edzimba. Mari yerubatsiro inosiyana zvichienderana nehuchokwadi hwakasiyana uye zvinodiwa naamai vasina murume.
3. Chikamu 8 Chirongwa cheKupihwa Kwedzimba Kune Vanaamai Vasina Varoora
Vanaamai vasina varume vari kunetseka nedzimba vangawana rubatsiro rwepekugara kuburikidza ne Chikamu 8 Purogiramu Yedzimba. Inonziwo vhocha yekusarudza imba kuti vave nechokwadi chekuti vanogona kurarama zvinoenderana nesarudzo yavo. Chirongwa ichi chinouya nerubatsiro rwekuroja uye chinobatsira vanaamai vasina murume kuti vave varidzi vedzimba.
Pavanenge vachida rubatsiro rwekurenda, vanowana voucher kubva kuHUD inopiwa kuvaridzi vemba sekubhadhara rendi. Iwe uri single mother unoda kutenga imba here? Iro fomu rekupa chikamu 8 sarudzo yeimba inowanikwawo. Vanaamai vasina varume vanogona kubhadharwa $2,000 pamwedzi semari yekutenga imba inobhadharwa nechinangwa chekutenga imba. Zvese iwe zvunofanirwa kuita kuenda nenzira yekunyorera uchitsanangura kuomerwa kwako usina imba.
4. ADDI (American Dream Down Payment Initiative) Chirongwa cheHousing Grants For Single Mothers
Sezvatakambotaura, dzimba chinhu chimwe chinodiwa nemunhu chero upi zvake uye dzimwe nguva ichi chinodiwa chinokura kubva pakurenda imba kusvika pakuve neyayo. Ndipo panouya ADDI kuzotamba.
Kune mhando mbiri dzemitengo kune chero chikwereti chekutenga imba: kubhadhara pasi uye kuvhara mutengo. Sezvineiwo puratifomu iyi inobatsira vanaamai vasina varume kana vanhu vane mari shoma kuti vawane rubatsiro urwu.
Mamiriro makuru ekukodzera ndeokuti vanonyorera vanofanirwa kuve kekutanga vatengi vemba, uye hurongwa hwavo hunofanira kunge huri hwekungotenga imba. Chimwe chirevo ndechekuti miganho yekuwana mari yemunyoreri haifanirwe kudarika 80% yemari yenzvimbo yepakati.
Rubatsiro urwu rwunoenderana nezvinodiwa naamai vasina murume, saka zvinosiyana mumwe nemumwe.
5. Chirongwa cheHome Investment Partnership Housing Grants Kuna Amai Vasina Varoora
Kumba Investment Partnership Chirongwa ndechimwe chirongwa chakanaka cherubatsiro chinowanikwa kuti amai vasina murume vatenge imba. Masangano ehurumende nenharaunda vanowana mari kubva pachikuva ichi kubatsira vanaamai vasina varume vanotambira mari shoma.
Mari yerubatsiro haigadziriswe sezvo ichienderanawo nekudiwa kwemadzimai aya. Zvinogara zvichizivikanwa kuti sangano iri rinopa $500,000 XNUMX, inova ichashandiswa kugutsa chido chekuva nemba yaamai vasina varume.
6. Chirongwa cheKubatsira Kwekupa Mazano edzimba
Housing Counselling Assistance Program haisi chero rubatsiro asi sarudzo inowanikwawo muchirongwa ichi. Vanhu vanotambira mari shoma uye vanaamai vasina varume vanova vatengi vekutanga uye vanoda ruzivo rwakadzama pakutenga imba vanogona kushandisa chirongwa ichi. Rubatsiro rweCounselling runobva pakuronga bhajeti kusvika parubatsiro rwechikwereti. Rubatsiro urwu runotenderwa zvakare negwaro reHUD.
7. The Operation HOPE Home Buyers Program
Chirongwa cheOperation HOPE Home Buyers Programme ndechimwe chemari yerubatsiro inopihwa madzimai ari oga kuitira kuti vawane rubatsiro rwekutenga imba zviri nyore. Pamusoro pezvo, chirongwa ichi chinobatsirawo vanaamai vasina murume kuwana rubatsiro rwekubhadhara pasi, uye FIDC yakabvumidza zvikwereti kuti zviroto zvavo zvive chokwadi. Kune hofisi yetariro yemuno uko vanaamai vasina murume, kunyanya kekutanga vanotenga dzimba, vanogona kuwana rumwe ruzivo nezve chirongwa.
8. Chirongwa cheSalvation Army Housing Grants Kuna Amai Vasina Varoora
Salvation Army isangano rine rupo rinobatsira mukusimudzira nharaunda. Saka vanaamai vasina murume vanogara munharaunda vanogona kuwana rubatsiro rwedzimba kubva kusangano iri. Kune akasiyana mapurogiramu erubatsiro, uye iyi sarudzo inofanirwa kutariswa. Saka, iwe unogona kubvunza yako yenzvimbo yeSalvation Army centre iri padhuze newe kuitira maitiro ekunyorera.
9. Chirongwa cheRubatsiro rweKubatsira Kwedzimba dzeBridge reKubatsira Vanamai Vasina Varoora
Bridge of Home Housing rubatsiro isangano rinobatsira vanaamai vasina varume nematambudziko edzimba. Pane chikonzero here chekuwana imba yekuchinja uye yekusingaperi? Sangano iri rakagadzirira kubatsira vanaamai vasina murume kuti vawane pekugara.
10. Chirongwa cheMutero Chekupa Dzimba Dzinopihwa Vanamai Vasina Varoora
Iwe saamai vasina murume unogona kuwana Chikwereti cheMutero, inovawo mari yerubatsiro. Zvinongozivikanwa kuti vanaamai vakawanda vasina varume vanotambira mari shoma asi kuti vashandise mari yakawanda kana vachienzaniswa nevamwe vanhu. Vanogona kuenda kuIRS votsanangura matambudziko avo edzimba, ipapo chikwereti chemutero chinogona kupihwa vanaamai vasina murume. Chinongodiwa kuti vawane rubatsiro urwu kutsanangura kuti vachatenga imba kekutanga, vachirerutsa hupenyu hwavo.
Mibvunzo Inowanzo Kubvunzwa Nezve Vanamai Vasina Dzimba Mari
Kune mibvunzo inowanzo bvunzwa iyo vanhu vanowanzo bvunza nezve mari inopihwa naamai vasina murume pekugara uye mari yeHUD. Pano tichapindura mibvunzo iyi.
Mari iyi yeHurumende yeHousing Grants inoshanda sei kuMadzimai asina Kuroora?
Mipiro yehurumende yedzimba ndiyo nzira yekutanga kune vanhu vane mari shoma uye vanaamai vasina varume. Iyo HUD (Dhipatimendi reDzimba neKusimudzirwa Kwemaguta) inobata mari yehurumende yezvinangwa zvekugara uye nedhipatimendi ravo. Website nguva dzose inopa zvigadziriso pachirongwa cherubatsiro, rubatsiro rwedzimba, uye rumwe rubatsiro rwekurojesa kuvanhu vane mari shoma. Iwe uri munhu ane mari shoma here? Ipapo iwe unofanirwa kutarisa iyi webhusaiti kuti uone kuti ndeapi mapurogiramu uye rubatsiro rwerubatsiro rwakagadzirirwa iwe zvinoenderana nenyika yako.
Ndivanaani Vanokodzera Kupihwa MaRubatsiro eDzimba aya?
MaGovernment Housing Grant akagadzirirwa vanhu vane mari shoma vanowira vanaamai vasina varume nekuti ndivo vakanyanya kuparara munharaunda, uye vanonetsekana nekukura kwemitengo nevana vavo. Saka, rubatsiro rwedzimba dzehurumende rwakagadzirirwa vanaamai vasina murume kana mubereki ari oga, vanhu vanodzingwa, uye vanhu vanotambira mari shoma.
Pane Chero Chimwe Chinangwa Chekupa Dzimba Rubatsiro rwekushandisa kune Vanaamai Vamwechete?
Vanaamai vasina varume vanogona kuda mari yekubhadhara yekutenga imba kana kuvaka imba. Asi pane zvimwe zvinangwa izvo rubatsiro runodiwa kwete chete kune imba nyowani kana yekurenda, asi rubatsiro urwu runogonawo kushandiswa kugadzirisa imba nekuvandudza zvinangwa zvemba. Hurumende inopawo zvikwereti nerubatsiro sezvirongwa zvekuvandudza dzimba kuti ive nechokwadi chekuti imba ine eco-inoshamwaridzika, inoshanda nesimba, uye yakaringana pakurarama kwakanaka uye kuri nani.
Vanaamai Vamwechete Vanogona Sei Kuwana Yakaderera Mari Yekupihwa Pekugara Nekukurumidza?
Yakaderera Income vanhu vanonetsekana zvakanyanya kunyanya kana zvasvika padzimba nekuti dambudziko iri rinopa mari yakawanda yekugadzirisa. Hurumende inopa rubatsiro rwakasiyana-siyana rwekugara kwevanhu ava. Nezveizvi, unogona kubata vePublic Housing Authority kuti uwane rubatsiro rwedzimba kune chero mamiriro ako ekukurumidza emba. Kune akawanda mapurogiramu ipapo ekunyorera kuti uwane yakaderera pekugara pekugara nekukurumidza.
Chii chinonzi Maximum Income yekukodzera kuHUD?
HUD ine mamwe nhungamiro pane tsananguro yemari yakaderera yevanhu. Izvo zvakakosha kuti udzidze iyi muganho wemari usati waenderera kune iyo application maitiro uye unokodzera HUD. Mhuri inowana $28,100 pamwedzi inoonekwa semari shoma, uye $44,950 inoonekwa semari yakaderera. Saka iwe unofanirwa kutarisa maitiro ako emari zvinoenderana neHUD nhungamiro kuti ukwanise kuwana chero rubatsiro rweimba.
Muchidimbu, matambudziko edzimba anogona kugadziriswa nekunyorera mari yerubatsiro yaamai vasina murume yezvirongwa zvedzimba, kwaunokwanisa kuwana mari yakawanda uye kubhadhara rendi yako kana kutenga imba nyowani kana kugadziridza yaunogara parizvino.
Maitiro ekunyorera ari nyore uye haatore nguva yakareba kuti atenderwe uye kupihwa mari yerubatsiro inoenderana nezvido zvaunazvo saamai vasina murume.
