Imisebenzi engu-20 Ekhokha Kakhulu Kwezezimali

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Ingabe ufuna ukuzakhela igama embonini yezezimali? Esikhundleni sokuzibekela umkhawulo ezikhundleni ezilula, ezikhokha kancane, funda ngemisebenzi ekhokha kakhulu kwezezimali bese uqala ukuzibekela impumelelo.

Ukukusiza ukale izinketho zakho bese ukhetha ukuthi yisiphi isikhundla esingakufanelekela kakhulu, sihlanganise uhlu lwezikhundla eziphezulu zezezimali ezingama-20 ezinamaholo aphezulu kakhulu.

Uzothola okuthile kulolu hlu ukuze uthwebule ilukuluku lakho noma ngabe uyaqala noma usunesikhathi eside usenkundleni. Ungazibeki imingcele; qhubeka ufunda ukuze ufunde ngemisebenzi yezezimali engama-20 enamaholo aphezulu.

Ingabe Uwulungele Umsebenzi Kwezezimali?

Ukuze uphumelele emkhakheni wezezimali oqhudelana kakhulu, kufanele uphile kahle ngokomzimba nangokwengqondo. Eqinisweni, amabhizinisi amaningi azoqasha kuphela abafakizicelo abasesimweni esihle somzimba ngoba bafuna abasebenzi babo basebenze ngezinga eliphakeme kakhulu lokusebenza kahle.

Uma ufuna ukuqashwa inkampani ephezulu kwezezimali nanoma yimuphi omunye umkhakha, nazi ezinye izinto okufanele uzazi mayelana nokufaneleka:

  • Ukuqina ngokomzimba kungakusiza ukuthi ulawule ukucindezeleka kangcono. Lokhu kusho ukuthi uzokwazi ukucabanga kahle futhi wenze izinqumo ezingcono ngisho nalapho izinto ziba nzima emsebenzini.
  • Ukufaneleka futhi kunciphisa amathuba okuba nesifo senhliziyo, isifo sikashukela, nezinye izindaba zezempilo ezihlobene nokukhuluphala ngokweqile noma ukukhuluphala ngokweqile.
  • Indlela yokuphila enempilo ingathuthukisa isimiso sakho sokuzivikela ezifweni futhi inciphise ingozi yokugula ngenkathi usemsebenzini.

Imisebenzi Ekhokha Kakhulu Kwezezimali - Ikhathalogi Yemicabango

Omunye wemisebenzi evuza kakhulu umkhakha wezezimali. Ngenkathi amabhange okutshalwa kwezimali nabahwebi benesinxephezelo sonyaka esiphakathi kuka-$70,000 no-$200,000, abeluleki bezezimali ngokuvamile benza u-$90,000.

Izigidi zabantu ziqhudelana ngemisebenzi unyaka ngamunye, okuyenza ibe enye yezimboni ezikhula ngokushesha kakhulu ezincintisanayo.

Ukuze bathole isikhundla esizobasiza ukuthi bathole imali eningi ngangokunokwenzeka ngesikhathi besawuthokozela umsebenzi wabo, kubalulekile kunoma ngubani ofuna ukusebenza ngezimali ukwazi ukuthi yimiphi imisebenzi eholela kakhulu embonini.

Uhlu Lwemisebenzi Engcono Kakhulu Ekhokha Kakhulu Kwezezimali Engama-20

Ngezansi imisebenzi engama-20 ekhokha kakhulu kwezezimali:

Imisebenzi engu-20 Ekhokha Kakhulu Kwezezimali

1. Ukuphathwa Kwemfuyo

  • Ukuqala Umholo: $75,000
  • Isilinganiso semali yonyaka: $350,000

Ukuphathwa kwengcebo kusiza abantu, imindeni, kanye nezinkampani ekuphatheni izinsiza zabo zezezimali. Ukutshala imali, iphothifoliyo, kanye nokuhlela umhlalaphansi yizo zonke izinkonzo abaphathi bengcebo abazihlinzekayo kumakhasimende abo.

Iziqu ze-bachelor kwezamabhizinisi, ezomnotho, noma ezezimali ziyadingeka ukuze uphumelele kule ndawo.

Ngaphambi kokuthi ugunyazwe Ibhodi le-CFP (uhlaka olubhekele lo msebenzi) futhi uphumelele ukuhlolwa kwawo okunzima, kufanele ngaphezu kwalokho ube nesipiliyoni seminyaka emithathu yokusebenza njengomeluleki wezezimali.

2. Intuthuko Yokubambisana

  • Ukuqala Umholo: $90,000
  • Isilinganiso semali yonyaka: $200,000

Ukuphatha ukukhula kwebhizinisi lenkampani kuyingxenye yomsebenzi ogxile kwezezimali wokuthuthukiswa kokubambisana. Amazinga aphezulu wokusungula kanye nokuqala ayadingeka, kanye namakhono aqinile phakathi kwabantu.

Lo msebenzi ungase ulungele wena uma unolwazi lwangaphambilini lokukopisha noma ubudlelwano bomphakathi. Ezinhlelweni ezidinga ukusebenzisana neminye iminyango, kufanele ukwazi ukwenza lokho ngempumelelo.

Ngokuya ngendawo okuyo nezinga lesipiliyoni, i-Cooperative Development ingakukhokhela noma yikuphi ukusuka ku-$90k kuya ku-$200k ngonyaka ngomsebenzi wakho.

3. I-Venture Capital

  • Ukuqala Umholo: $80,000
  • Isilinganiso semali yonyaka: $200,000

I-Venture capital isetshenziselwa ukwethula noma ukwandisa ibhizinisi. Kokubili izikweletu zebhizinisi kanye nokulingana kwangasese, okuhlinzeka ngezimali kumabhizinisi amancane, kufakiwe.

Izinkampani, ohulumeni, kanye nabantu ngabanye bonke bangasebenzisa imali yebhizinisi ukuxhasa ngezimali abaqalayo noma amabhizinisi amancane.

Ukudala inani ngembuyiselo ekuthengisweni okutholwe inkampani ngemva kokusungulwa ngokuvamile kuyinhloso yalo msebenzi wokutshala imali.

4. Ukuhlelwa Kwezimali

  • Ukuqala Umholo: $65,000
  • Isilinganiso semali yonyaka: $175,000

Izinhlobonhlobo zezinsizakalo zezezimali zifakiwe esigabeni esibanzi sokuhlelwa kwezimali. Iseluleko somuntu siqu, sochwepheshe, nesokutshalwa kwezimali siwela ngaphansi kwalesi sigaba.

I-5. Ukuhambisana

  • Ukuqala Umholo: $60,000
  • Isilinganiso semali yonyaka: $160,000

Ukuqinisekisa ukuthi imithetho iyalandelwa kuyingxenye yomsebenzi wokuthotshelwa kwemithetho. Isikhulu sokuthobela imithetho singaphatha ukulandelela ukuthi mangaki amahora abasebenzi abasebenza isonto ngalinye futhi siqinisekise ukuthi awephuli noma yimiphi imithetho yebhizinisi noma umthetho.

Uma ukhokhela ukudla kwasemini kwabasebenzi bakho, ungaqapha ukuthi bake bathatha ikhefu ngaleso sikhathi noma ubuze ukuthi bebesebenzisa umakhalekhukhwini ngesikhathi besebenza. Ezinye izinto ongazenza zihlanganisa ukuhlola izimoto ezigoduka nazo ukuze zikwazi ukuthola amalayisense aphelelwe yisikhathi.

6. Ukuhlaziya Okuningi

  • Ukuqala Umholo: $65,000
  • Isilinganiso semali yonyaka: $160,000

Ukusetshenziswa kwamakhono ezibalo kanye nezinhlelo zekhompiyutha ekusekeleni izinqumo zokuphatha kuyingxenye yencazelo yomsebenzi yokuhlaziywa komthamo. Lokhu kusho ukuthi uzobe uhlaziya idatha futhi wenze izibikezelo usebenzisa izibalo, izibalo, nohlelo lwekhompyutha.

Amakhono adingekayo afana kuyo yonke imisebenzi kulo mkhakha:

  • Ubuchwepheshe namakhompyutha
  • Ukuqonda okuqinile kwethiyori yamathuba
  • Ikhono lokusebenza ngokuzimela kanye nangaphakathi kwamaqembu
  • ukuzimisela ukufunda izinto ezintsha ngokushesha.

Ngomsebenzi wezinga lokungena kulo mkhakha, i-bachelor degree kwezobunjiniyela noma izibalo ngokuvamile iyadingeka, nakuba ingase inganele uma ufuna ukuqeqeshwa okukhethekile okungeziwe noma imfundo ephakeme (efana nokumodela ngokwezimali).

7. Ukuphathwa Kwempahla

  • Ukuqala Umholo: $73,000
  • Isilinganiso semali yonyaka: $150,000

Ukuphathwa kwempahla yebhizinisi noma umuntu kubizwa ngokuthi ukuphathwa kwempahla. Abaphathi bezimpahla yibona ababhekele ukwaba imali ezimotweni zokutshala izimali ezehlukene, ukuqapha ukusebenza kwazo, nokungenelela uma kunezinkinga ngaleso sikhwama.

Ukuphathwa kwempahla kuhlose ukukhulisa imbuyiselo yokutshalwa kwezimali ngamasu ahlukahlukene, ngokuvamile ngokuthengwa kwamabhondi nezabelomali kodwa futhi ngezikhathi ezithile ngokusebenzisa okuphuma kokuphuma kokunye njengezinkontileka zezinketho nezinkontileka zesikhathi esizayo.

8. Investment Banking

  • Ukuqala Umholo: $60,000
  • Isilinganiso semali yonyaka: $150,000

Indawo eyodwa yezinsizakalo zezezimali nezezimali ukutshalwa kwezimali kwamabhange. Ezibambiso ezifana namasheya, amabhondi, noma izikweletu, iphathelene nokutshalwa kwezimali okuvela ezinkampanini, kohulumeni, nasezikhungweni.

Amabhange okutshalwa kwezimali asiza amabhizinisi ukuthi athole imali ngokuwasiza ukuthi akhiphe izibambiso ezifana namasheya, amabhondi, noma amadebentu. Ekuhlanganisweni nasekuthengeni, ziphinde zinikeze umhlahlandlela (M&A).

9. I-Private Equity

  • Ukuqala Umholo: $80,000
  • Isilinganiso semali yonyaka: $150,000

Olunye uhlobo lokutshala izimali ukulingana kwangasese. Ngeziqu zezezimali, kuyindlela ethandwa kakhulu futhi engase ibe nenzuzo enkulu.

Maningi amathuba okuba abathweswe iziqu ngaphandle kwalokhu kuqeqeshwa okwengeziwe, kodwa ukuba ne-MBA noma ezinye iziqu ze-postgraduate kwezezimali kuyindlela engcono kakhulu yokungena ekulinganeni kwangasese.

Amafemu azimele okulingana ngokuvamile ahileleka emabhizinisini adinga ukuhlelwa kabusha noma ezinkampanini ezinamanani amasheya angasebenzi kahle; ngamanye amazwi, bathenga izinkampani ezidonsa kanzima bese bezama ukuzijika ngokwenza izinguquko ezifana nezinyathelo zokunciphisa izindleko noma ukwethulwa kwezimpahla noma amasevisi amasha.

Abaningi amabhizinisi ukuthola amakhulu of izicelo ngamunye Ngonyaka kusukela abantu looking ngoba imisebenzi, making lokhu umsebenzi kungenzeka ngempela ukuncintisana.

10. Ukwelulekwa Kwentela

  • Ukuqala Umholo: $50,000
  • Isilinganiso semali yonyaka: $150,000

Ukwelulekwa ngentela kuwumsebenzi onenzuzo futhi odingeka kakhulu kwezezimali. I-investimenti yasebhange noma umphathi we-hedge fund, omunye wemisebenzi ejabulisa kakhulu futhi enenkani ongaba nayo.

Ngokulungiselela nokuthumela izimbuyiselo zentela, izibalo zentela, nanoma imaphi amanye amaphepha adingekayo, abeluleki bentela bangaqinisekisa ukuthi amakhasimende abo athobela umthetho.

Bangase futhi bahlanganyele ekubonisaneni, beluleka amakhasimende ngezindlela zokwehlisa izikweletu zabo zentela. Lokhu kungaba umsebenzi wakho ofanele uma ufuna ukusebenzisana namanye amagama amakhulu kwezezimali.

11. Umgcinimafa

  • Ukuqala Umholo: $80,000
  • Isilinganiso semali yonyaka: $150,000

Uphiko lokuphathwa kwezimali nokuhlela lwefemu lubizwa nge-treasury. Ilawula ukuhamba kwemali, okutholwayo, i-inventory, nezimpahla.

Ngokulawula izindaba zobungozi kanye nokuhambisana nemithetho emnyangweni wabo, uchwepheshe wezomgcinimafa uzosiza ngokusebenza kwansuku zonke kwalezi zindawo.

Ngenxa yokuthi basebenzelana ngqo nabathengi nsuku zonke, ochwepheshe bezomgcinimafa badinga ukwazi kahle imiqondo yebhizinisi futhi babe namakhono okuxhumana avelele.

Ukuze udale imibiko enembile nganoma yisiphi isikhathi sasemini noma sasebusuku, kufanele futhi igxile emininingwaneni (kuye ngokuthi usebenza kuphi).

Umbono walolu bizo usulungile, futhi kulindeleke ukuthi uqhubeke uthuthuka njengoba ubuchwepheshe buqhubeka nokuguqula indlela esiphila ngayo impilo yethu yansuku zonke.

12. Ubunjiniyela Bezezimali

  • Ukuqala Umholo: $75,000
  • Isilinganiso semali yonyaka: $150,000

Umgomo wesiyalo esisebancane sobunjiniyela bezezimali, esihlanganisa ubunjiniyela nobungcweti bezezimali, ukwenza lula ukusebenza kwebhizinisi.

Ubunjiniyela bezezimali yinkambu entsha uma kuqhathaniswa ehlanganisa amakhono ezezimali nobunjiniyela, egxile ekuhleleni izinqubo ngaphakathi kwezinhlangano.

Izindima zomsebenzi ziyefana nalezo ezikuyo yomibili le mikhakha: abaphathi, osomaqhinga, nabahlaziyi bonke bayimisebenzi ejwayelekile.

Onjiniyela bezezimali bangalindela ukuzuza phakathi kuka-$75,000 no-$150,000 ngonyaka ngokuya ngezinga labo lokuhlangenwe nakho.

Iholo lakho lizoncika ekutheni uhlala kuphi nokuthi hlobo luni lwenkampani oyisebenzelayo kanye nokuthi iyahlinzeka yini ngezinzuzo ezinjengomshuwalense wezempilo noma izinhlelo zokuthatha umhlalaphansi.

13. Investment Banking Associate

  • Ukuqala Umholo: $85,000
  • Isilinganiso semali yonyaka: $145,000

Umsebenzi wemboni yezezimali ogxile ekuhlonzeni nasekudaleni amathuba ebhizinisi waziwa njengozakwabo webhange lokutshala imali.

Lokhu bakufeza ngokusebenzisana nabaphathi abaphezulu namanye amalungu eqembu labaphathi ukuze bathole amaphrojekthi amasha angenziwa inzuzo ngawo.

Ukwengeza, basiza amabhizinisi ekunqumeni ukuthi imaphi amaphrojekthi okufanele alandelwe nokuthi awenze kanjani ngempumelelo kakhulu. Ibhange lokutshalwa kwezimali livame ukuchazwa ngokuthi “ukubhangela ibhange” noma “ukubhanga egameni lamakhasimende.”

14. Umphathi weHedge Fund

  • Ukuqala Umholo: $85,000
  • Isilinganiso semali yonyaka: $145,000

I-hedge fund wuhlobo lwenkampani yokutshalwa kwezimali efuna ukuzuza ngoshintsho lwenani lamathuluzi ezezimali.

I-Hedge funds ivamise ukwenza ukutshalwa kwezimali kuzibambiso ezihlukene, njengezitoko namabhondi, noma zingabeka amabheji abalulekile ezimpahleni noma ezimalini.

Iqembu elincane labantu elilawula ukutshalwa kwezimali kubatshalizimali abacebile liqhuba i-hedge funds.

Kubantu abaningi abafisa ukutshala izimali kanye nokwenza inzuzo emakethe yamasheya, i-hedge funds isiba yisinqumo esithandwayo.

I-Hedge funds iza ngezinhlobo ezahlukene, futhi zonke zisebenza ngezinjongo namaqhinga ahlukile.

15. Ukulawulwa Kwengozi

  • Ukuqala Umholo: $71,000
  • Isilinganiso semali yonyaka: $140,000

Indlela inkampani ehlola ngayo futhi yehlise ubungozi ekusebenzeni kwayo yaziwa ngokuthi wukulawulwa kobungozi. Izingozi ziza ngezinhlobonhlobo eziningi, nokho zonke zinezinto ezimbalwa ezifanayo njenge:

  • Ukulahleka kwenani ngenxa yokusebenza kabi
  • Ukulahleka kwenani ngenxa yokukhwabanisa noma ukweba
  • Ukulahlekelwa yizinhlawulo zecala noma zokulawula.

Ngaphandle kweqiniso lokuthi zonke izinhlobo zobungozi zinezimfanelo zazo ezihlukile, kubalulekile ukuthi amabhizinisi aqonde ukuthi ngalinye linamandla okuba nomthelela ekusebenzeni kwawo futhi kufanele kusingathwe ngendlela efanele.

16. Izimali Zenkampani

  • Ukuqala Umholo: $62,000
  • Isilinganiso semali yonyaka: $125,000

Njengoba nje kunezimakethe zezimali emhlabeni wonke, izimali zezinkampani bezilokhu zikhona.

Izimali zebhizinisi zibalulekile ukuthi siziqonde ngoba zibandakanya ukuthola ukuthi amabhizinisi asebenza kanjani, yiziphi izingozi abhekene nazo, nokuthi zingaphathwa kanjani. Ngamanye amazwi, ukuqonda indlela amafemu asebenza ngayo kubalulekile ezezimali zebhizinisi.

17. Investment Banking Analyst

  • Ukuqala Umholo: $65,000
  • Isilinganiso semali yonyaka: $120,000

Idigri ethuthukisiwe kanye neminyaka yobungcweti bezezimali kuyadingeka esikhundleni somhlaziyi wamabhange wokutshala imali. Ukuhlaziywa kwamabhizinisi, izimakethe, kanye nemikhakha kuyimfuneko yesikhundla ukuze kuhlolwe amathuba empumelelo noma ukwehluleka kwawo.

Ngokusebenzisa ukunikezwa kwesitoko noma ukuhlanganiswa nokutholwa, ibhange lokutshala izimali lingasiza izinhlangano ngokuhlela kwezezimali (M&A).

Abahlaziyi bebhange lokutshalwa kwezimali basebenza nabaphathi bamabhizinisi abafuna ukuthengisa iminikelo emisha yesitoko ukuze bathole imali. Le minikelo ngokuvamile idinga inqubo yokukhuthala okuphelele ngaphambi kokugunyazwa kwebhodi.

18. Ukuhweba Kwebhange

  • Ukuqala Umholo: $70,000
  • Isilinganiso semali yonyaka: $120,000

Ungasiza amabhizinisi ekuphatheni izimali zawo ngokusebenza emabhange ezentengiselwano. Unezibopho ezilandelayo:

  • Ukuxoxisana ngemalimboleko nezinye izivumelwano zebhizinisi
  • Ukuphatha ama-akhawunti e-inventories atholwayo, kanye ne-inventory
  • Ukulungiselela izitatimende zezimali zethimba labaphathi benkampani, ababolekisi nabatshalizimali

Abamabhange bezentengiselwano kumele babe ngabaxhumanisi abasezingeni eliphezulu njengoba bexhumana namakhasimende nsuku zonke. Kumelwe bazazi zombili izimiso zokubala kanye nemithetho elawula ukusebenza kwezezimali (njengokuqothuka).

Ngaphambi kokufaka isicelo semisebenzi efana nale ebalulwe ngenhla, kumele okungenani ube neziqu zeziqu zezezimali noma zezomnotho esikhungweni esigunyaziwe noma enyuvesi, kanye nolwazi okungenani lweminyaka emithathu lokusebenza endaweni yezinga lokungena kulo mkhakha.

19. Isayensi ye-Actuarial

  • Ukuqala Umholo: $60,000
  • Isilinganiso semali yonyaka: $120,000

Izazi zezibalo zihlaziya ubungozi bemicimbi yesikhathi esizayo engaba khona futhi zibale amathuba okuthi zingenzeka. Basebenza emikhakheni yezezimali, yezokunakekelwa kwempilo, kanye neyomshuwalense.

Ama-Actuary kumele abe nesisekelo esiqinile sezibalo kanye nolwazi oluyinkimbinkimbi lwezibalo ukuze baphumelele emsebenzini wabo.

Ngaphambi kokujoyina inyuvesi ngemva kokuphothula esikoleni samabanga aphezulu (noma nangaphambili), abafundi abaningi be-actuary bafunda izifundo ezifana ne-calculus noma ithiyori yamathuba, ngakho-ke kubalulekile ukuhlola ukuthi lezi zifundo zizokusiza yini ukulungiselela lolu bizo.

I-20. Umshuwalense

  • Ukuqala Umholo: $50,000
  • Isilinganiso semali yonyaka: $110,000

Ithuluzi lokulawula ubungozi, umshwalense unikeza ukuphepha kwezezimali ekulahlekelweni kwemali. Kuphinde kubandakanye inqubo yokuhlaziya kanye nokunciphisa ubungozi ezinhlosweni zephrojekthi ukuze kubhekwane nazo ngaphambi kokuthi zenzeke.

Umshwalense uyinkontileka eyenziwa inkampani yomshwalense nomuntu noma ibhizinisi echaza ukuthi yini ezokwenzeka uma kwenzeka inhlekelele nokuthi izobiza malini.

Kuye ngohlobo lwekhava oyikhethayo, kunemibandela yokukhokha ehlukene, kodwa izinqubomgomo eziningi zikhava ukulahlekelwa njengezingozi zezimoto, izindleko zesibhedlela, namaholo alahlekile ngenxa yezingozi noma izifo ezitholwe ngesikhathi usebenza.

Imibuzo ejwayelekile ukubuzwa:

Uyini umehluko phakathi komphathi we-hedge fund kanye ne-investment banker?

Umphathi we-hedge fund usebenzela inani elilinganiselwe labatshalizimali, ngokungafani nabamabhange abatshala izimali abasebenzela amabhange amakhulu noma ezinye izikhungo zezezimali. Ukwengeza, i-hedge funds ivamise ukuba nezidingo eziqinile kunama-brokerage ajwayelekile (isb., ukukhuthala kuwo wonke amadili).

Uyini umehluko phakathi kwe-compliance officer kanye nomcwaningi mabhuku?

Izikhulu zokuthobela umthetho zinomthwalo wemfanelo wokuqinisekisa ukuthi inkampani yazo ithobela yonke imithetho ehlobene nezintela nezinqubo zokuqashwa, abacwaningi mabhuku bahlola ukuthi izilawuli zangaphakathi zisebenza kahle yini ukuze amarekhodi aqinisekiswe kamuva lapho edingeka abalawuli noma abanikazi bamasheya (noma kokubili).

Uyini umehluko phakathi komphathi wezabelo ezizimele kanye nebhange lokutshala izimali?

Umphathi wezabelomali ozimele uthenga futhi udayise izinkampani, kuyilapho amabhange otshalomali esebenza ekuhlanganiseni nasekuthengeni (M&A). Ukwengeza, abaphathi bezabelo ezizimele bavamise ukuba nemali eningi kunamabhange okutshalwa kwezimali.

Yiziphi izigaba ezibalulekile kwezezimali?

Kunemikhakha engaphansi emine eyinhloko yezezimali: ezinkampani, ukubalwa kwezimali komphakathi, izikhungo, namabhange. Izimakethe zezimali nabalamuli baphakathi kwezihloko eziningi ezihlanganiswa izifundo zezezimali ezinkulu ezinikeza abafundi isisekelo esiqinile.

Siphakamisa futhi:

Isiphetho:

Umkhakha wezezimali udinga umzamo omkhulu nokuzibophezela. Njengoba bayanda abantu abangena endaweni nsuku zonke, imboni ibilokhu ikhula kakhulu kule minyaka embalwa edlule.

Lo mkhakha ungeminye enenzuzo enkulu ukusebenza kuyo ngenxa yokukhula okukhulu kwesidingo sabantu abaqeqeshiwe.

Abantu abakulo mkhakha banamathuba amaningi okuhlola ubuchwepheshe obusha obuvelayo.

IZIHLOKO EZIHLOBENEOkuningi okuvela kumbhali